Forbes released the 14 personal finance checks to make in the new year -from looking at how you spent in the past year to creating a budget for the New Year. #5 on that list is a suggestion to check your credit, provided by founder of Self Financial, James Garvey.
“It’s important to review the information contained in your credit report and verify that it’s accurate. While an incorrect balance or missed payment can negatively affect your score, an unknown credit inquiry or open account could be the first sign of identity theft. Consumers are entitled to a free credit report annually at annualcreditreport.com. – James Garvey, Self Financial, Inc.”